:root{--ink:#16344a;--navy:#142f4a;--teal:#365f63;--green:#617a59;--sky:#edf5f8;--line:#dce5e7;--muted:#526474;--paper:#fff;--copper:#b78366;--serif:Georgia,'Times New Roman',serif;--sans:'Segoe UI',Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.65;background:var(--paper)}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #b78366;outline-offset:4px}.wrap{max-width:1240px;width:calc(100% - 96px);margin-inline:auto}.topbar{background:var(--teal);color:white;text-align:center;padding:7px 20px;font-size:13px;letter-spacing:.06em}.header{background:#fff;position:sticky;top:0;z-index:20;border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:28px;min-height:102px}.brand{display:flex;align-items:center;gap:14px;flex-shrink:0}.brand-monogram{font-family:var(--serif);font-size:40px;line-height:1;letter-spacing:-2px;color:var(--teal);padding-right:14px;border-right:1px solid #b7c9c9}.brand-text{font-size:18px;font-weight:650;line-height:1.2;letter-spacing:.12em;color:var(--teal)}.brand-text>span{display:block;font-size:10px;font-weight:400;letter-spacing:.01em;margin-top:7px;color:var(--muted)}.header nav{display:flex;gap:21px;align-items:center}.header nav a{font-size:14px;white-space:nowrap;padding:38px 0 32px;border-bottom:3px solid transparent}.header nav a:hover,.header nav a[aria-current]{color:var(--teal);border-bottom-color:var(--green)}.menu-toggle{display:none}.hero{background:linear-gradient(100deg,#f2f7f8 0%,#edf4f6 63%,#e6efed 100%);overflow:hidden}.hero-inner{display:grid;grid-template-columns:1.12fr 1fr;gap:52px;align-items:center;padding-block:65px 70px}.eyebrow{display:block;font-size:12px;font-weight:650;letter-spacing:.16em;color:var(--teal);margin-bottom:19px}.eyebrow:before{content:'';display:inline-block;width:28px;height:2px;background:var(--green);margin-right:12px;vertical-align:middle}h1,h2,h3,h4{font-family:var(--serif);font-weight:400;line-height:1.12;margin:0;color:var(--navy)}h1{font-size:clamp(38px,4.25vw,63px);letter-spacing:-.035em}h2{font-size:clamp(30px,3vw,43px);letter-spacing:-.025em}h3{font-size:27px;letter-spacing:-.02em}em{font-style:normal;color:var(--teal)}p{color:var(--muted);margin:18px 0 0}.hero-copy>p{font-size:19px;max-width:540px;line-height:1.65;margin:24px 0 30px}.actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center}.button{display:inline-flex;align-items:center;justify-content:center;gap:22px;min-height:49px;border:1px solid var(--teal);background:var(--teal);color:white;padding:13px 21px;font-size:14px;font-weight:600;border-radius:4px;transition:background .18s,transform .18s}.button:hover{background:#254a4e;transform:translateY(-2px)}.button.secondary{background:transparent;color:var(--teal);border-color:#abc0c1}.button.secondary:hover{background:#e3edef}.button span{font-size:19px}.hero-art{position:relative;padding:0 0 28px 0}.photo{width:100%;height:410px;background-image:url('assets/reference-3-0.png');background-size:255% auto;background-position:96% top;border-radius:120px 8px 8px 8px;box-shadow:0 18px 50px #25425012}.photo-4,.photo-5{background-image:url('assets/reference-5-0.png')}.photo-6{background-image:url('assets/reference-6-0.png');background-size:220% auto;background-position:right top;border-radius:8px 90px 8px 8px}.photo-note{position:absolute;bottom:5px;left:-24px;background:#dce6d7;border:6px solid #f0f5f6;padding:23px 30px;font-family:var(--serif);font-size:24px;line-height:1.3;color:#344c39;border-radius:4px 28px 4px 4px}.photo-caption{display:block;text-align:right;font-size:10px;letter-spacing:.14em;margin-top:17px;color:var(--teal)}.audience-strip{border-bottom:1px solid var(--line);padding:24px 0}.audience-strip .wrap{display:flex;justify-content:space-between;gap:25px;align-items:center}.audience-strip span{font-size:15px}.audience-strip span:first-child{font-size:11px;letter-spacing:.13em;color:var(--green);font-weight:650}.section{padding-block:80px}.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px}.prose p:first-child{margin-top:0}.prose .button{margin-top:25px}.section-heading{max-width:810px;margin-bottom:35px}.intro-grid .section-heading{margin-bottom:0}.section-heading>p{max-width:760px;font-size:18px}.tinted{background:#f3f7f8}.grid{display:grid;gap:22px}.three{grid-template-columns:repeat(3,1fr)}.four{grid-template-columns:repeat(4,1fr)}.two{grid-template-columns:repeat(2,1fr)}.card{padding:32px;background:white;border:1px solid var(--line);border-radius:7px}.card-number{display:inline-flex;align-items:center;justify-content:center;color:var(--teal);font-size:15px;width:44px;height:44px;background:#eaf2f2;border-radius:50%;margin-bottom:25px}.card p{font-size:16px}.text-link{display:inline-block;margin-top:24px;color:var(--teal);font-size:14px;font-weight:600;border-bottom:1px solid #b4c6c5;padding-bottom:5px}.closing{background:#e2ece9;border-top:1px solid #d6e2dd;padding:55px 0}.closing-inner{display:flex;align-items:center;justify-content:space-between;gap:35px}.closing h2{font-size:37px}.closing .eyebrow{margin-bottom:13px}.closing .button{flex-shrink:0}footer{padding-top:50px}.footer-top{display:flex;justify-content:space-between;gap:50px}.footer-top p{font-size:14px}.footer-top nav{display:grid;grid-template-columns:repeat(2,1fr);gap:9px 36px;align-content:start;font-size:14px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid var(--line);margin-top:42px;padding:21px 0;font-size:12px;color:var(--muted)}.skip-link{position:fixed;left:12px;top:-100px;background:white;color:var(--ink);z-index:99;padding:12px}.skip-link:focus{top:12px}.checks{padding:0;list-style:none;margin:22px 0 0;border-top:1px solid var(--line);padding-top:16px}.checks li{font-size:14px;padding-left:24px;position:relative;margin:9px 0}.checks li:before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:bold}.page-header{background:var(--sky);padding:65px 0}.page-header h1{max-width:900px}.page-header p{font-size:19px;max-width:780px}.service-card{scroll-margin-top:125px}.service-card .card-number{border-radius:8px}.step{position:relative}.step .card-number{background:var(--teal);color:white;font-size:18px}.callout{padding:36px 40px;background:#e9f1ef;border-left:3px solid var(--green);margin-top:35px;border-radius:0 6px 6px 0}.callout h3{font-size:30px}.callout .button{margin-top:22px}.metric{font-family:var(--serif);font-size:67px;line-height:1.1;color:var(--teal);letter-spacing:-.035em;margin:8px 0 19px}.metric small{font-family:var(--sans);font-size:18px;letter-spacing:0}.pill{display:inline-block;padding:4px 10px;border-radius:20px;background:#e5eee2;font-size:11px;letter-spacing:.06em;font-weight:600;color:#465d3b;margin:18px 0 0}.target-note{font-size:14px;max-width:840px}.story{max-width:810px}.story h2{margin-top:45px}.story p{font-size:18px}.values{background:var(--teal);color:#fff;padding:25px 0;text-align:center}.values .wrap{display:flex;gap:20px;flex-wrap:wrap;justify-content:space-between;font-size:12px;letter-spacing:.13em}.notice{background:#fff3f1;border-left:3px solid #a25044;padding:25px 30px;border-radius:0 6px 6px 0;margin-top:32px}.notice h3{color:#8c3f35;font-size:25px}.notice p{font-size:15px;color:#754c45}.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px}.contact-details{display:grid;gap:18px;margin:32px 0}.contact-detail{border-bottom:1px solid var(--line);padding:0 0 19px}.contact-detail small{display:block;font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:var(--green);margin-bottom:5px}.contact-detail strong{font-weight:500;font-size:20px}.placeholder-label{font-size:12px;color:var(--muted);display:block;margin-top:5px}.contact-form{padding:35px;border:1px solid var(--line);border-radius:8px;background:#f6f9f9}.contact-form h2{font-size:31px;margin-bottom:10px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px;margin-top:25px}label{font-size:14px;display:block;font-weight:600}input,select,textarea{display:block;width:100%;border:1px solid #bdcccf;border-radius:4px;background:#fff;color:var(--ink);padding:11px 12px;margin-top:6px;font-size:16px}textarea{resize:vertical;min-height:130px}.full{grid-column:1/-1}.contact-form .button{margin-top:20px;cursor:pointer}.form-status{padding:15px;background:#e1eee5;color:#335642;border-radius:4px}.form-help{font-size:13px}.brand-panel{background:#f5f7f6;border-radius:8px;text-align:center;padding:25px}.brand-panel img{max-width:270px;width:100%;height:auto}.compact-header h1{font-size:52px}.badge-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px}.badge-row span{border:1px solid #c9d9d5;padding:8px 15px;font-size:14px;border-radius:4px}@media(min-width:1450px){.hero-inner{padding-block:85px 90px}}@media(max-width:1180px){.wrap{width:calc(100% - 56px)}.header nav{gap:13px}.header nav a{font-size:12px}.brand-text>span{display:none}.brand-monogram{font-size:34px}.brand-text{font-size:15px}.hero-inner{gap:35px}.hero-copy .actions{display:grid;justify-items:start}.photo{height:375px;background-size:285%}.four{grid-template-columns:repeat(2,1fr)}}@media(max-width:920px){.header-inner{min-height:80px}.menu-toggle{display:flex;gap:18px;align-items:center;background:white;border:1px solid var(--line);padding:9px 13px;border-radius:4px;color:var(--teal)}.header nav{display:none;position:absolute;top:80px;left:0;right:0;background:#fff;padding:16px 28px;border-bottom:1px solid var(--line);box-shadow:0 10px 20px #1233}.header nav.open{display:grid;grid-template-columns:1fr 1fr}.header nav a{padding:10px;font-size:15px}.hero-inner{grid-template-columns:1.1fr .9fr;gap:25px}.hero-art .photo{height:330px;background-size:340%;background-position:90% top}.photo-note{font-size:20px;padding:16px;left:-10px}.hero h1{font-size:43px}.hero-copy>p{font-size:17px}.hero .eyebrow{font-size:10px}.intro-grid{gap:40px}.three{grid-template-columns:1fr}.three .card{padding:28px}.audience-strip .wrap{flex-wrap:wrap;justify-content:center;gap:12px 24px}.contact-grid{gap:35px;grid-template-columns:1fr 1fr}.closing h2{font-size:30px}.footer-bottom{flex-wrap:wrap}}@media(max-width:650px){.wrap{width:calc(100% - 40px)}.topbar{font-size:11px}.hero-inner{grid-template-columns:1fr;padding:42px 0 30px;gap:30px}.hero h1{font-size:45px}.hero-copy>p{font-size:18px}.hero .eyebrow{font-size:10px}.hero-art{max-width:460px;width:100%;margin:auto}.hero-art .photo{height:320px;background-size:240%;background-position:95% top;border-radius:80px 6px 6px 6px}.hero-art .photo-6{background-size:210%}.photo-note{left:12px;bottom:7px;font-size:21px;padding:15px 23px}.photo-caption{font-size:9px}.section{padding-block:50px}.intro-grid,.two,.four,.contact-grid{grid-template-columns:1fr;gap:26px}.section-heading{margin-bottom:25px}h2{font-size:34px}h3{font-size:27px}.audience-strip span{font-size:13px}.audience-strip span:first-child{flex-basis:100%;text-align:center}.closing-inner{display:block}.closing .button{margin-top:25px}.footer-top{flex-direction:column;gap:30px}.footer-bottom{display:grid;gap:9px}.page-header{padding:45px 0}.page-header h1,.compact-header h1{font-size:42px}.page-header p{font-size:18px}.callout{padding:25px}.contact-form{padding:24px}.form-grid{grid-template-columns:1fr}.values .wrap{justify-content:center;gap:14px 22px}.hero-copy .actions{justify-items:stretch}.button{text-align:center}.story p{font-size:17px}.metric{font-size:61px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.spaced{margin-top:32px}.service-tag{color:var(--teal);font-weight:600}.photo-note{left:auto;right:-14px;bottom:5px;width:255px;min-height:175px;display:flex;align-items:center}.hero-art .photo-caption{padding-right:260px;font-size:9px;text-align:left}@media(max-width:920px){.photo-note{width:215px;min-height:150px;padding:20px;right:-8px}.hero-art .photo-caption{display:none}}@media(max-width:650px){.photo-note{left:auto;right:-5px;bottom:5px;width:205px;min-height:150px;font-size:20px}}

.button:disabled{cursor:not-allowed;background:#71888b;border-color:#71888b;transform:none;opacity:.8}

/* Supplied CJL Medbill lockup image (icon + wordmark + slogan) in header and footer. */
.brand-lockup{display:block;width:330px;height:auto;object-fit:contain}
.header-inner{min-height:110px}
@media(max-width:1180px){.brand-lockup{width:190px}}
@media(max-width:920px){.header-inner{min-height:88px}.header nav{top:100%}.brand-lockup{width:235px}}

/* New page photos (client-supplied): cover/center crop regardless of breakpoint, overriding the zoom-crop sizing used for the older reference photos. */
.hero-art .photo-7{background-image:url('assets/how-it-works-puzzle.jpg');background-size:cover;background-position:center}
.hero-art .photo-8{background-image:url('assets/services-consultation.jpg');background-size:cover;background-position:center}
.hero-art .photo-9{background-image:url('assets/who-we-serve-consultation.jpg');background-size:cover;background-position:center}
.page-banner{display:block;width:100%;max-height:470px;object-fit:cover;object-position:68% center;border-radius:8px;margin-top:32px}
@media(max-width:650px){.page-banner{max-height:220px}}

/* November content updates */
.hometown-quote{background:#365f63;color:#fff;border-radius:8px 65px 8px 8px;padding:42px 38px;box-shadow:0 16px 35px #17344a12}.hometown-quote .eyebrow{color:#e1ebe4}.hometown-quote .eyebrow:before{background:#b5c9b4}.hometown-quote blockquote{font:36px/1.2 Georgia,serif;letter-spacing:-.025em;margin:0}.hometown-quote p{color:#e5eeee;font-size:18px;line-height:1.6;margin-top:25px}.quote-signature{border-top:1px solid #ffffff40;margin-top:30px;padding-top:23px;font-size:14px}.quote-signature strong{font-weight:500}.hero-art .photo-10{background-image:url('assets/who-we-serve-provider.png');background-size:cover;background-position:54% center}.legal-document{max-width:880px;padding-block:55px 75px}.legal-document h2{font-size:28px;margin:35px 0 16px}.legal-document p,.legal-document li{font-size:17px;line-height:1.8}.legal-document p{color:var(--muted);margin:15px 0}.legal-document a,.footer-privacy a,#message-help a{text-decoration:underline;text-underline-offset:3px}.legal-links{display:flex;flex-wrap:wrap;align-items:center;gap:8px 12px}.legal-links a:hover{text-decoration:underline}.footer-bottom{flex-wrap:wrap;font-size:14px;align-items:center}.footer-privacy{padding:0 0 30px}.footer-privacy p{font-size:14px;margin:5px 0}.hometown-line{color:var(--teal);max-width:400px}@media(max-width:650px){.hometown-quote{padding:30px 25px}.hometown-quote blockquote{font-size:30px}.hometown-quote p{font-size:17px}.legal-document{padding-block:35px 50px}.legal-document h2{font-size:26px}.legal-links{font-size:13px;gap:7px}.hero-art .photo-10{background-position:center}}